I went to the Social Security Administration's online webpage and accessed my praise Social Security statement. It talked about that, over my profession, I've paid $168,251 in Social Security taxes, and my employers have paid another $58,976. I've further paid $ninety five,539 in Medicare taxes, and my employers have paid $82,432. It further verified that I had worked the required minimal 10 years to qualify as an rapid benefits recipient. I figured that I've contributed my moderate percent, and I might neatly just possibly also as neatly see if I can what I can now, since I'm almost certain no longer to be amassing commonplace retiree benefits.
Reading the representative, I came upon there's a two-element task to receiving SSDI: first, one ought to qualify as disabled; 2d, one ought to stream the financial eligibility threshold. One ought to appear at for 5 months after the preliminary date of disability to qualify for benefits. SSA will pay just a 12 months of amassed benefits, so all mum and dad who waits extra than 17 months from the preliminary date of disability is forfeiting benefits that would in a out of the habitual manner be paid. Pass similarly checks, and I can connect 1000's of others sucking on the in depth federal teat, oops, I imply receiving tax bucks redistributed by our munificient and compassionate federal govt.
The Nolo representative warned that the incapacity qualification is some of the highest problematic and intricate. I came upon, no matter the indeniable truth that, the Part 13 of the SSDI Medical Listings rules explicitly state that contributors with metastatic bladder cancer are gave the impression to be fully disabled for purposes of the social safeguard disability salary, even along with your respected genuine state of affairs. Here's what it says:
Listing 13.22: Carcinoma of the Urinary Bladder (Adults)
The urinary bladder retail shops urine gained by one means of a ureter from all and sundry kidney. The bladder discharges urine from the body by means of the urethra. Most urinary bladder cancers are transitional cellphone carcinomas. Like other cancers, bladder carcinomas have an additional exciting prognosis if detected early upfront than they have spread prior the bladder. Even metastasis to regional lymph nodes with out hardship in a poorer danger for survival, basically so is an allowance (element D). Failure to in achieving comprehensive surgical elimination of the cancer for any cause satisfies element C.
Total cystectomy (element B) means comprehensive elimination of the bladder. When cystectomy is fundamental, the ureters will be sewed into the last word component to the small intestine as a drainage webpage for urine. Any infections or other problems affecting kidney serve as because of such urinary diversion ought to be evaluated underneath Listing 6.02 (Part 6), which bargains with reduced kidney serve as.
a. Listing Level Severity
For your state of affairs to be over the end sufficient to fulfill this itemizing, it ought to check A, B, C, or D, underneath.
A With infiltration prior the bladder wall.
B Recurrent after total cystectomy.
C Inoperable or unresectable.
D With metastases to or prior the regional lymph nodes.
b. Residual Functional Capacity
RFC has little relevance to this itemizing, since this itemizing is met whereas the cancer is pleasing
sufficient to set off any sizeable signs or other problems.
Nolo's precis of the Medical Listings is readily available unfastened of charge seek out here. This accommodates SSA's clinical listings and disability talents for for all neatly-being conditions. Cancer is in Part 13; bladder cancer is area 22 of Part 13.
For mets BC, the true thing language is "Even metastasis to regional lymph nodes with out hardship in a poorer danger for survival, basically so is an allowance (element D)." An allowance signifies that you just meet the threshold definition of disability. This definition of disability applies even along with your respected genuine limitations; so long as you have gotten verified metastatic lymph nodes backyard your bladder, you'll be gave the impression to be fully disabled by the Social Security Administration. I note that T4 bladder cancer (infiltration prior the bladder wall) meets element A; a recurrence of the cancer after RC meets element B, and inoperable BC meets element C. Those didn't observe to me, no matter this I know other BC warriors might neatly just possibly also have the ones conditions.
After satisfying myself that I so much for certain met the incapacity threshold, I read relevant to the salary limitations. I don't pretend to realise the ones principles; infrequently it implied that SSDI will be paid so much elementary in case you're earning underneath a indeniable amount, and other quantities implied that your praise salary was no longer as correct sort for disability purposes. Everything that I read told me that I need to head forward an observe and see what SSA stated. Getting the incapacity having a look will be imperative, on account that it starts off the clock ticking on whereas a recipient will be eligible for Medicare (possibly 24 months after the preliminary date of disability), or for other purposes. I shrugged, proposal "why no longer", and made a resolution to observe.
I went online to ssa.gov and stuffed out the models. It's further achievable to do it by telephone, or an in-unexpected consult with, no matter this online is by far the so much elementary. The first construction was to assemble my desired beef up, and took so much elementary approximately 30 minutes to comprehensive. The 2d element required reciting my detailed clinical historical prior, which include naming each neatly-being care issuer I observed and each method I had. That took approximately 5 hours to fill out. I steadily referenced this blog to refresh my recollection of who did what to me whereas. I submitted the models on August 26, and mailed in a foot-thick stack of clinical revel in in step with week or so later.
During the week of September 9, I had a host of cellphone calls with the claims examiner from my near by SSA administrative center. She was highest anxious with getting the obligatory concerns relevant to my reimbursement historical prior. I explained it over the cellphone, she stuffed out some models, then faxed them to me for review, additional beef up, and signature. I sold an intensive rationalization of my reimbursement since I was recognized in prior due 2011, signed the models, and faxed them again to her.
Less than in step with week later — lightning velocity, in my opinion — the SSA mailed me a letter stating that it agreed that I was disabled throughout the meaning of the SSDI rules. The examiner cited the May 2012 pathology report and relevant CT scans appearing that my cancer had metastasized backyard of my bladder to my regional lymph nodes. The letter indicated that I would get a separate letter stating the financial award. That got here in step with week later, whereas SSA decided that I was fully disabled in May 2012, whereas my surgery verified that I had metastatic bladder cancer. The letter additional explained that I was eligible to commencing place receiving benefits as of October 2012 (following the mandatory five month waiting duration), and I might neatly just possibly also predict a lump sum cost in the quantity of $28,032 for amassed SSDI benefits to be electronically transferred into my checking account. I checked and located that the transfer had taken place on September 19. From date of preliminary application up to now of first cost, your complete task took underneath a month.
If that wasn't sufficient — and curiously which is able to be possibly no longer on the subject of — SSA despatched Jennifer a letter and invited her to observe for spousal benefits, and for minor benefits for Garrett. The letter stated that she might neatly just possibly also locate the near by administrative center to schedule a cellphone interview, they fundamentally would do the bureaucracy for her. That's pleasing. She recognised as the administrative center, and was told that the primary cellphone interview date was November 15. She was planning to do it online, no matter this now that the federal govt is shut down, I'm no longer certain if SSA is accepting new applications.
Takeaways: The SSA is decided to redistribute our tax bucks, and is remarkably scenery friendly. If you or a member of the family has mets BC, then get your entire documentation together, fill out the models, and you will connect me and my family on the federal trough. Maybe later I'll wax philosophic on the morality underlying our state's social safeguard operating towards, no matter this for now I'm with Pink Floyd: Money which is able to be towards the regulation / Share it as an option no matter this don't take a slice of my pie.